Lump-sum projection

A one-time deposit growing at a constant annual rate. No additional contributions.

Lump sum ($)

Annual return: 7%Years: 20

Value in 20 years

$96,742

Contributed $25,000 · Gained $71,742

5-year

$35,064

10-year

$49,179

20-year

$96,742

Formula

FV = P × (1 + r)^t — annual compounding, no contributions.

Illustrative only. Calculator outputs assume constant inputs and ignore taxes, fees, inflation, and market volatility unless stated. For research and educational purposes only — not financial advice.