See the probability you’re right —
and the strongest case you’re wrong.

• AAPL
  Mega-cap qualityWatch
• NVDA
  Hyper-growthWatch · expensive
• JPM
  FinancialBuy zone
• INTC
  TurnaroundDeep research
• KO
  DividendWatch
• TSLA
  MomentumAvoid · pricey

1. 01

   Executive verdict

   Buy / Watch / Avoid / Trim with the score, the best-suited investor lens, and the single most important reason for and against.

2. 02

   Business quality

   A-F grades for quality, growth, balance sheet, momentum, income and risk — each with the metric driving the letter.

3. 03

   Fair-value range

   A 3-pillar fair value (earnings power, FCF yield, asset value) with a margin-of-safety buy line. No single-number false precision.

4. 04

   Reverse DCF

   "What growth is the market actually pricing in?" — solved and compared to the company's own historicals.

5. 05

   Lens-by-lens debate

   For every framework: pass / mixed / fail with the specific rules driving it, and what would need to change to flip the verdict.

6. 06

   Mistake detector

   Pattern-match against value traps, quality traps, yield traps, momentum traps, leverage and accounting red flags.

7. 07

   What changes the view

   Buy-below price, trim-above price, and the named events that would invalidate or strengthen the thesis.

1. 01

   Search a ticker

   Generate the full memo in seconds. Free accounts unlock unlimited reports on any name.

2. 02

   Build a watchlist

   Add the names you actually own or follow. Prism tracks fit-score changes over time.

3. 03

   Set alerts

   Get notified when the price crosses your buy-below line, fundamentals shift, or a mistake-pattern triggers.

4. 04

   Decide with conviction

   Every recommendation is transparent and reproducible. No black box, no LLM hallucination.

The six archetypes Prism recognizes

Every ticker is tagged with the style it most resembles — so you know which frameworks are the relevant critics. Full glossary →

• Lynch GARP

  Peter Lynch · Growth at a Reasonable Price

  6 rules

  Endorses Under-covered compounders where earnings growth outruns the multiple.

  Rejects Story stocks, richly valued growth, and anything with crowded institutional ownership.

• Buffett Quality

  Warren Buffett · Quality Compounder

  7 rules

  Endorses Wide-moat compounders with high ROE, fat margins, and low debt — available at a sensible multiple.

  Rejects Capital-intensive, low-return businesses and anything that requires leverage to look good.

• Graham Defensive

  Benjamin Graham · Classic Value

  7 rules

  Endorses Financially sound, dividend-paying businesses trading at low P/E and close to book value.

  Rejects Expensive multiples, speculative growth, and any balance sheet that looks stretched.

• Magic Formula

  Joel Greenblatt · Quant Value

  5 rules

  Endorses Businesses that are both high-earnings-yield and high-return-on-capital — cheap and good together.

  Rejects Expensive compounders, and cheap-but-low-return "value traps."

• Munger Elite Quality

  Charlie Munger · Concentrated Quality

  6 rules

  Endorses Elite-quality compounders — top-tier ROE and margins, fortress balance sheets.

  Rejects Mediocre businesses at any price, and leveraged cheap stocks ("cigar butts").

• Fisher Growth

  Philip Fisher · Qualitative Growth

  6 rules

  Endorses Durable growth businesses with real revenue + EPS acceleration and aligned insider ownership.

  Rejects No-growth cheap stocks, turnaround bets, and businesses without management skin in the game.

• Schloss Deep Value

  Walter Schloss · Deep Value

  6 rules

  Endorses Unloved, low-P/B, low-debt businesses where the balance sheet covers the downside.

  Rejects Glamour stocks and anything priced on narrative rather than assets.

• Klarman Margin of Safety

  Seth Klarman · Absolute Value

  6 rules

  Endorses High-FCF-yield businesses with net cash on the balance sheet — real margin of safety.

  Rejects Leveraged businesses, thin cash flows, and anything dependent on market sentiment.

• Marks Risk-First

  Howard Marks · Risk-Adjusted Value

  6 rules

  Endorses Durable, cash-generative businesses that survive a bad market and are reasonably priced.

  Rejects Leveraged businesses, fragile balance sheets, and anything that only works in good times.

• Graham Net-Net

  Benjamin Graham · Liquidation Value

  5 rules

  Endorses Companies trading near liquidation value — cash-rich, low-debt, priced below book.

  Rejects Growth stocks, premium multiples, and any business priced above its own balance sheet.

• Quality Factor

  AQR / Asness · Systematic Quality

  6 rules

  Endorses Stable, high-margin, low-debt businesses with consistent profitability.

  Rejects Unprofitable, volatile, or highly leveraged companies.

• Pure Value Factor

  Fama / French · Systematic Value

  5 rules

  Endorses Stocks that are cheap on many lenses at once — P/E, P/B, earnings yield, FCF yield.

  Rejects Expensive stocks by any definition of "expensive."

• Momentum / CAN SLIM

  William O'Neil · Growth + Momentum

  6 rules

  Endorses Leaders near their highs with accelerating earnings and confirming institutional demand.

  Rejects Laggards, broken charts, and stocks that are cheap for a reason.

• Dividend Income

  Dividend Growth School · Income + Durability

  6 rules

  Endorses Dividend payers with healthy coverage, sustainable payout ratios, and durable earnings.

  Rejects Yield traps, zero-dividend growth stocks, and stretched payout ratios.

• Deep Cyclical

  Cyclical Value School · Contrarian Cyclical

  6 rules

  Endorses Beaten-down cyclicals with strong balance sheets that can survive the trough.

  Rejects Cyclicals near their peak earnings, and anything with debt that won't survive a downturn.